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Insurance guides for the UK, Canada, Australia and New Zealand
Plain-English explanations of how each type of cover works, written for one country at a time by the Cairn Cover Team. Choose your country to start.
Each country has its own rules, so every guide is written for one country.
Choose your countryBrowse by type of cover
Pick the cover you are looking at, then your country.
- Business InsuranceBusiness Insurance in UKBusiness Insurance in CABusiness Insurance in AU
- Car and Vehicle InsuranceCar and Vehicle Insurance in UKCar and Vehicle Insurance in CACar and Vehicle Insurance in AUCar and Vehicle Insurance in NZ
- Commercial Property InsuranceCommercial Property Insurance in UKCommercial Property Insurance in CACommercial Property Insurance in AUCommercial Property Insurance in NZ
- Commercial Vehicle InsuranceCommercial Vehicle Insurance in UKCommercial Vehicle Insurance in CACommercial Vehicle Insurance in AUCommercial Vehicle Insurance in NZ
- Construction InsuranceConstruction Insurance in UKConstruction Insurance in CAConstruction Insurance in AUConstruction Insurance in NZ
- Cyber InsuranceCyber Insurance in UKCyber Insurance in CACyber Insurance in AUCyber Insurance in NZ
- Directors and Officers InsuranceDirectors and Officers Insurance in UKDirectors and Officers Insurance in CADirectors and Officers Insurance in AUDirectors and Officers Insurance in NZ
- Drone InsuranceDrone Insurance in UKDrone Insurance in CADrone Insurance in AUDrone Insurance in NZ
- Employers' Liability InsuranceEmployers' Liability Insurance in UKEmployers' Liability Insurance in CAEmployers' Liability Insurance in AUEmployers' Liability Insurance in NZ
- Event and Market Stall InsuranceEvent and Market Stall Insurance in UKEvent and Market Stall Insurance in CAEvent and Market Stall Insurance in AU
- Fleet InsuranceFleet Insurance in UKFleet Insurance in CAFleet Insurance in AUFleet Insurance in NZ
- Health and Medical InsuranceHealth and Medical Insurance in UKHealth and Medical Insurance in CAHealth and Medical Insurance in AUHealth and Medical Insurance in NZ
- Home InsuranceHome Insurance in UKHome Insurance in CAHome Insurance in AU
- Landlord InsuranceLandlord Insurance in UKLandlord Insurance in CALandlord Insurance in AU
- Liability InsuranceLiability Insurance in UKLiability Insurance in CALiability Insurance in AULiability Insurance in NZ
- Life InsuranceLife Insurance in UKLife Insurance in CALife Insurance in AULife Insurance in NZ
- Pet InsurancePet Insurance in UKPet Insurance in CAPet Insurance in AUPet Insurance in NZ
- Product Liability InsuranceProduct Liability Insurance in UKProduct Liability Insurance in CAProduct Liability Insurance in AUProduct Liability Insurance in NZ
- Professional Indemnity InsuranceProfessional Indemnity Insurance in UKProfessional Indemnity Insurance in CAProfessional Indemnity Insurance in AUProfessional Indemnity Insurance in NZ
- Property and Title Indemnity InsuranceProperty and Title Indemnity Insurance in UKProperty and Title Indemnity Insurance in CAProperty and Title Indemnity Insurance in AU
- Public Liability InsurancePublic Liability Insurance in UKPublic Liability Insurance in CAPublic Liability Insurance in AUPublic Liability Insurance in NZ
- Travel InsuranceTravel Insurance in UKTravel Insurance in CATravel Insurance in AUTravel Insurance in NZ
Insurance for trades and professions
Builders, therapists, consultants and many more, with the cover that usually matters for each.
Written by a team, checked before it goes live
- One team, no personal bylinesEvery guide is published by the Cairn Cover Team, so responsibility sits with the publication.
- Sources firstRules, figures and definitions come from regulators, official statistics and insurers' own documents, and we link to them.
- General information onlyWe do not sell insurance or give personal advice. Read the disclaimer.